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Laxman Pai, Opalesque Asia:

Seven in 10 investors (70%) - defined as Americans who currently have money in investment accounts - experienced some form of regret when it came to their investment strategy in 2019.

Investors wish they had done something different this year to increase their return on investments for 2019, according to a new NerdWallet survey. And many intend to make changes to their investment plans in the new year.

Close to half of investors (43%) made changes to their investment portfolio in 2019 due to stock market volatility, making three changes, on average, the survey said.

Nearly three-quarters of Americans (74%) think they would be personally affected by a recession if one occurred in 2020. The biggest effect they think they'll face is the increased cost of living (63%), followed by needing to tap into emergency savings to pay for necessities and not being able to pay their bills on time (31% each).

About half of investors (48%) think the 2020 U.S. presidential election will have a positive impact on their investments, while 3 in 10 (30%) think it will have a negative impact.

Close to half of investors (49%) say the current economic climate will change their 2020 investing strategy - 1 in 5 investors (20%) plan to invest more aggressively, while 29% plan to invest more conservatively.

Movement in the stock market inspired many Americans to buy or sell stocks in 2019. More than 2 in 5 investors (43%) made changes to their investment p......................

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