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This Warning and Disclaimer is addressed to you whether reading these pages for yourself or on behalf of another person (such as an employer). It is your responsibility to draw the contents of this page to the attention of any other person on whose behalf you read these pages. It is also your responsibility to draw the contents of this page to the attention of anyone who may gain access in any way through you to other pages on this site without first reading this page.

The information on this website is not intended as the investment advice of Opalesque Ltd. Nothing in this website or Opalesque email services should under any circumstances be considered as such or as an attempt to promote or an offer to sell or a solicitation to buy any of the investments mentioned in it or to make any investment decision. Opalesque Ltd. does not guarantee and takes no responsibility for the accuracy of the information and the statistics contained in this document. The following pages contain information concerning financial services and investment products and funds incorporated and registered in different jurisdictions. Readers are warned that the investment funds featured are not suitable for members of the general public and that investment fund prices can go down as well as up. Shares in the investment funds mentioned may not be eligible or suitable for sale in some jurisdictions and are not offered to the public in the United States.

Access to this information may be restricted by laws and regulations applicable to the user, especially the law of the country where this Web Site is accessed. It is the user's responsibility to be informed and to observe all applicable laws and regulations of any relevant jurisdiction. The information contained in this Web Site does not constitute an offer or solicitation to sell any security or fund to or by anyone in any jurisdictions, nor should it be regarded as a contractual document. Under no circumstances should the information provided on this Web Site be considered as investment advice, or as a sufficient basis on which to make investment decisions.

The information contained herein has been gathered by Opalesque Ltd. deemed reliable as of the date of publication, but no warranty of accuracy or completeness is given. Opalesque Ltd. is not responsible for and provides no guarantee with respect to any of the information provided herein or through the use of any hypertext link. Opinions and estimates constitute Opalesque Ltd.'s judgement and are subject to change without notice. Opalesque Ltd. authorizes each user to download or print the information herein for personal use only (except information accessed by hypertext link). Any diffusion in whatever manner, commercial or not, is expressly prohibited. With the exception of the right to print or download for personal use described hereabove, any reproduction, copy, transfer to or reference of this Web Site by hypertext link, and any dissemination, reproduction, modification or translation in whole or in part, with respect to any information provided in this Web Site is strictly forbidden. Past performance is no guarantee of future results.

The Funds may from time to time use options and futures which are highly specialised and entail greater than ordinary investment risks. In addition, the Funds may hold warrants which involve a high degree of gearing. Thus is relatively small movement in the price of a security to which the warrant relates may result in a disproportionately large percentage movement, unfavourable as well as favourable, in the price of the warrant.

No Warranty
The information and materials contained in this site, including text, graphics, links or other items - are provided "as is," "as available". Opalesque Ltd. does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability
In no event will Opalesque Ltd. be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Opalesque Ltd., or representatives thereof, are advised of the possibility of such damages, losses or expenses. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by Opalesque Ltd.

Functional Email, Spam Filters
It is the customer's sole responsibility to assure that the chosen email delivery address is functional and accepts email. Furthermore it is customer's sole responsibility to assure customer's email system accepts the subscribed Opalesque email service and other email communication from Opalesque Ltd. In case of email losses due to spam filters or any other technical restriction on client IT and email systems, client has no claim against Opalesque Ltd. However every subscriber may access the Opalesque website and review all current and historical services online.

All information submitted to Opalesque Ltd. via this site shall be deemed and remain the property of Opalesque Ltd. Opalesque Ltd. shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this site provides Opalesque Ltd through this site. Opalesque Ltd. shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Opalesque Ltd. entity having the direct customer relationship or as otherwise specifically agreed or required by law.

Opalesque Ltd.'s Commitment to Internet Privacy
Opalesque Ltd. has created this privacy statement in order to demonstrate our firm commitment to your online privacy. Our site uses an order form for customers to request information, products, and services. We collect visitors' contact information (like their email address), unique identifiers (like their passwords), financial information (like their account or credit card numbers), and demographic information (like their zip code). Contact information from the order form is used to send orders and information about our company to our customers. The customer's contact information is also used to reach customers only on matters regarding that customer's orders or purchases. Financial information that is collected is used to check the users' qualifications and bill the user for products and services. Unique identifiers (such as the password) are collected from Web site visitors to verify the user's identity and for use as account numbers in our record system. Users may opt-out of receiving future mailings. Our site uses cookies to recognise customers.

This site has security measures in place to protect the loss, misuse and alteration of the information under our control. Financial information is transmitted via SSL encryption technology after the user clicks on the "submit" button. Firewalls are in place to protect the security of user information, and only employees who need this information to do their jobs have access to it.

Starting summer 2004, Alternative Market Briefing will be published only to paying subscribers. Subscribers will receive an email with a link that directs them to the current newsletter that will be accessible on the website. The newsletter, the archive and other important parts of the website will be password protected.

Fair Play
We kindly ask all subscribers to play fair. If a reader want to benefit from our premium services, please subscribe for it like all the other industry leaders do and join the best informed professionals.

A subscription to Alternative Market Briefing is intended solely for the use of the subscriber. Subscribers agree that they will not share or reveal their login User ID and Password to others, except to start a corporate account. To control access to the site, will use cookies. All access to the site will be monitored by Opalesque Ltd. Opalesque Ltd. will contact subscribers with conspicuous multiple logons (with the same User ID) from different computers and reserves the right to cancel subscriptions without refund in the event subscribers repeatedly violate subscription terms. The website is designed and maintained using the highest security standards. Any illegitimate use is prohibited. All user activity is logged, including the user's IP address.

Promotion Codes
Promotion codes are for client's personal use only. If a client has received a promotion code, either from us or our partners, it is not allowed to share this code with others. Any use of promotion codes is monitored. In the case of misuse, we reserve the right to revoke the benefits obtained through the promotion code and/or cancel subscriptions.

Cancelations and Refunds
All subscriptions to Opalesque Fund Databases are final (no refund). Once subscribed to an Opalesque Fund Database, you will have access to the database until the end of your subscription period.

Subscriptions that do not include access to an Opalesque Fund Database can be cancelled any time. You will receive a refund of the amount of the unused part of your subscription (*).
(*) a fee of 4% of the processed amount (credit card transaction charge) plus $20 for handling and wire charges will be deducted from your balance).

There will be NO refunds if the client has been in breach of the Opalesque Terms And Conditions (for example by sharing logons).

This site does not disclose account information to partners. Billing and contact information is shared with necessary parties when credit card purchases are made or when physical goods are shipped to Opalesque Ltd. customers. This is limited to our credit card payment processing service provider and merchant bank and fulfillment agent. We will disclose account information to comply when legally required.