| The last five years have been very good for diversified common-stock portfolios with mutual funds and exchange-traded funds (ETFs). The annual costs for both types of fund have never been lower. This has certainly made it easier for investors to have excellent results.
I can't forecast the future, but I believe it is prudent (even for retirees) to maintain a significant percentage of one's portfolio in common stocks, rebalancing regularly. (I like to rebalance annually.) Most investors will be better off with the majority of their stock investments in index funds, mutual funds or ETFs...............................................Full Article: Source
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