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Why housing affordability is a mirage

Posted on 15 June 2012

Home prices and mortgage rates have made monthly mortgage payments lower than at any time in the past decade. But housing isn’t any more affordable than it was five years ago, during the go-go lending days, after factoring in down payment requirements and other financing terms, according to a new paper.
The National Association of Realtors and other housing economists typically measure housing affordability by looking at home prices and mortgage rates………………………………………..Full Article: Source


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