From Albawaba.com: Emirates NBD, a leading bank in the region, has today joined the ranks of major Saudi banks, by becoming the first overseas bank to offer customers the electronic bill payment system or SADAD.
The payment facility, managed by the Saudi Arabian Monetary Agency (SAMA), offers customers the convenience of making direct payments for a host of services such as utility bills and, now, government services. In addition, customers are able to have any payments returned to them via the same system, where refunds may be applicable…………………………………….Full Article: Source